What is Phishing?
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Phishing is an attempt to criminally and fraudulently acquire sensitive information, such as usernames, passwords and credit card details, by appearing as a trustworthy entity in an electronic communication. eBay, PayPal and other online banks are common targets. Phishing is typically carried out by email or instant messaging and often directs users to enter details at a website, although phone contact has also been used. Phishing is an example of social engineering techniques used to fool users. Attempts to deal with the growing number of reported phishing incidents include legislation, user training, public awareness, and technical measures.
Recent phishing attempts have targeted the customers of banks and online payment services. Social networking sites such as Orkut are also a target of phishing.
Spoofed/Fraudulent e-mails are the most widely used tools to carry out the phishing attack. In most cases we get a fake e-mail that appears to have come from a Trusted Website . Here the hacker may request us to verify username & password by replaying to a given email address.
TECHNIQUES BEHIND PHISHING ATTACK
1.Link Manipulation
instead of http://www.microsoft.com/
2.Filter Evasion
Phishers have used images instead of text to make it harder for anti-phishing filters to detect text commonly used in phishing emails. This is the reason Gmail or Yahoo will disable the images by default for incoming mails.
How does a phishing attack/scam look like?
As scam artists become more sophisticated, so do their phishing e-mail messages and pop-up windows. They often include official-looking logos from real organizations and other identifying information taken directly from legitimate Web sites. Here is an example of how the phishing scam email looks like
These copycat sites are also called “spoofed” Web sites. Once you’re at one of these spoofed sites, you may send personal information to the hackers.
How to identify a fraudulent e-mail?
Here are a few phrases to look for if you think an e-mail message is a phishing scam.
“Verify your account.”
Legitimate sites will never ask you to send passwords, login names, Social Security numbers, or any other personal information through e-mail.
“If you don’t respond within 48 hours, your account will be closed.”
These messages convey a sense of urgency so that you’ll respond immediately without thinking.
“Dear Valued Customer.”
“Click the link below to gain access to your account.”
Notice in the following example that resting the mouse pointer on the link reveals the real Web address, as shown in the box with the yellow background. The string of cryptic numbers looks nothing like the company’s Web address, which is a suspicious sign.
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